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Fifth Wheel · Luxury · Single-Source Profile

2026 Keystone Montana3123RL

The accessible entry to the Montana luxury line — a rear-living fifth wheel with a kitchen island, a private front bedroom and the lowest pin weight of the profiled plans, at the line’s entry MSRP.

Tow-Critical Data — as built, MY2026

12,881lb
Dry Weight
16,580lb
GVWR
2,580lb
Pin Weight
35ft
Length
Sleeps 4 Dual-axle Fifth Wheel · Rear-living entry, kitchen island Built by · Keystone RV Construction · 12" I-beam z-frame · laminated Starting MSRP · $116,693

01 What makes it unique

The 3123RL is where the Montana luxury line starts. It is a triple-slide rear-living fifth wheel with a kitchen island and a private front bedroom — the classic couples’ layout — carrying the full Montana build (12-inch I-beam z-frame chassis, walkable Alpha TPO roof, the Four-Season Living package, hardwood cabinetry, solid-surface counters and the La-Z-Boy furniture package) at the most accessible point in the range.

Its numbers make it the easiest luxury Montana to tow. RVUSA lists a 2,580-pound dry pin — the lowest of the six profiled plans — against a 3,699-pound payload, and a dealer-listed 12,881-pound dry weight derives a GVWR near 16,580 pounds, lighter than the 18,000-pound rating that the larger plans carry. A single 15,000-BTU Coleman Mach heat-pump air conditioner is standard (a triple-15K package is optional), with a 35,000-BTU furnace, an 18-cubic-foot residential refrigerator on a 2,000-watt inverter and a king bed.

At an MSRP of $116,693 — the entry price of the line — it is the Montana for a buyer who wants the brand’s luxury build and rear-living layout without the length, weight or price of the full-timer plans. The optional Legacy Edition adds Dexter disc brakes, a power-cord reel, a surge protector and a roof-mounted Starlink kit for buyers who want to load it toward four-season, off-grid use.

02 Full specifications

Dimensions

Exterior length
35' 1"
Exterior width
8' 0"
Exterior height
13' 4"
Interior height
7' 0"

Weights

Dry / unit base weight
12,881 lbs
GVWR (max loaded)
16,580 lbs
Net cargo / payload
3,699 lbs
Dry pin weight
2,580 lbs

Capacities

Fresh water
70 gal
Grey water
88 gal
Black water
49 gal
Refrigerator
18 cu ft

Construction

Frame
12" I-beam · z-frame
Walls
2" laminated fiberglass · lauan
Roof
Alpha TPO · walkable, 5" rafters
Underbelly
Four-Season · heated, 0° tested

Running gear

Axles
2 (tandem)
Hitch
Fifth-wheel (in-bed)
Suspension
MORryde® CRE3000 · wet bolts
Cooling
Coleman Mach 15K · 50A

Galley & bath

Cooktop
3-burner recessed
Refrigerator
18 cu ft
A/C
15K Coleman Mach heat-pump (triple-15K opt)
Water heater
Quick-recovery · gas/electric

Sleeping & layout

Sleeps
4
Slides
3
Hitch type
Fifth-wheel (in-bed)
Primary bed
King

03 The Montana floorplan family

Montana is Keystone's flagship luxury fifth wheel and the best-selling luxury fifth wheel in North America. The line runs to fifteen floorplans for 2026; the six highest-demand layouts are profiled here in full, and the rest — along with the lighter, lower-profile Montana High Country sub-line — are catalogued on the line hub. The 3123RL on this page is highlighted; each other profiled plan links to its own page.

FloorplanNominalSleepsNotable
3123RL35 ft4Rear-living entry, kitchen island
3100RL36 ft4New-2026 widebody, rear-living couples
3231CK37 ft4Rear living, kitchen island + dual pantries
3531RE39 ft4Rear entertainment, glass-door pantry
3532SP39 ft4Side patio, king bed, theater seating
3795FK40 ft6Front raised kitchen, rear full bath, sleeps 6
3623EB40 ft4Rear living, bike garage, four slides
3761FL41 ft6Front living, bath-and-a-half, 5 slides
3781RL41 ft4Best-selling rear living, kitchen island
3857BR41 ft8Middle bunkroom + loft, family
3901RK42 ft4Rear kitchen, bath-and-a-half, front master
3915TB43 ft6Two full baths, bunkroom + loft
3941FO43 ft6Front office full-timer, outside kitchen

Montana is the best-selling luxury fifth wheel in North America and Keystone's flagship towable. The full line runs to fifteen floorplans for 2026, plus the lighter, lower-profile Montana High Country sub-line catalogued separately on the hub. Body specifications (lengths, heights, payload, tanks, refrigerator, sleeping, slides and A/C) are RVUSA-verified against the 2026 structured spec records, each page fp-slug and title checked; pin (hitch) weights are from the same records. Montana publishes a 18,000-pound GVWR across the luxury line; the lighter three-slide 3123RL entry carries a derived 16,580-pound GVWR, and the new widebody 3100RL has its dry weight and GVWR flagged as derived. Real loaded pin weights run higher — always weigh the loaded coach and confirm against your truck's payload and rear-axle ratings.

04 What owners & reviewers report

Lowest pin of the six

A 2,580-lb dry pin and the lightest GVWR of the profiled plans — the easiest luxury Montana to match to a truck.

Full Montana build at entry price

12" z-frame chassis, Alpha TPO roof, Four-Season package and La-Z-Boy furniture — the luxury build at the line’s entry MSRP.

Kitchen island, front bedroom

A rear-living couples’ layout with a galley island and a private front bedroom — the most-shopped configuration.

Legacy Edition for off-grid

Optional package adds disc brakes, cord reel, surge protector and roof Starlink — a meaningful four-season, off-grid upgrade.

SOURCING — ownership notes to be expanded with cited threads from owner communities & forums per the data plan

05 How it compares

↑ Wider
Montana 3100RL

The new widebody rear-living hero — five inches more interior width, triple A/C and a heavier chassis at a higher price.

↑ Step up
Montana 3761FL

A front-living, bath-and-a-half, five-slide plan — much more living space and a second half bath for full-timers.

↔ Cross-shop
Keystone Cougar 316RLS

Keystone’s mid rear-living fifth wheel — lighter and cheaper, a half-ton-friendlier step below Montana.