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Fifth Wheel · Luxury Full-Profile · Single-Source Profile

Jayco Pinnacle · 2025–202738SSWS

A rear-living luxury fifth wheel with a walk-around kitchen island and a spacious walk-in shower at 43 feet — the bath-focused rear-living plan.

Tow-Critical Data — as built, MY2026

15,415lb
Dry Weight
18,700lb
GVWR
3,370lb
Pin Weight
43ft
Length
Sleeps 4 Full-Profile Fifth Wheel · Rear living, kitchen island, walk-in shower Built by · Jayco Construction · 102″ wide-body · Dexter axles Starting MSRP · $137,243

01 What makes it unique

The 38SSWS is a rear-living Pinnacle built around a spacious walk-in shower and a rear living area, with a walk-around kitchen island amidships and a king bedroom up front. At 43 feet on three slide-outs it is one of the longer rear-living plans in the line, sleeping four. The equipment is the standard Pinnacle package — a GE 21-cubic-foot 12-volt residential refrigerator, a GE Profile 24-inch range and 30-inch convection microwave, solid-surface counters and a fireplace — on the 102-inch wide-body chassis with Dexter axles, six-point hydraulic auto-leveling and a MORryde LRE-4000 suspension.

Jayco publishes an 18,700-pound GVWR against the 15,415-pound dry weight, with a factory cargo capacity of 3,350 pounds and a 3,370-pound dry pin. (The factory CCC does not reconcile with the GVWR minus dry weight, which works out to 3,285 pounds, a 65-pound difference — it is flagged in the specifications below; the GVWR and dry weight are shown as published.) Two 15,000-BTU Whisper Quiet air conditioners, a 40,000-BTU furnace, an on-demand tankless water heater, the Overlander II solar package and 75/87/50-gallon fresh/grey/black tanks are standard. At a starting MSRP around $137,000, with street pricing below placard, the 38SSWS is the rear-living Pinnacle for buyers who want a large walk-in shower in a longer luxury coach, towed with a one-ton truck.

Specifications by model year

This floorplan has a verified factory record for 3 model years here, 2025 to 2027, and the specification does not hold still. Across those years dry weight ranges from 15,290 lb in 2025 to 15,625 lb in 2027, a spread of 335 lb. The factory tire size changes over the run (215/75R17.5'H' then ST215/75R17.5'H'), and the load-range letter in that code is part of the axle rating. That is why each model year has its own page below, carrying only its own published figures. Nothing on a year page is copied across from a neighbouring year.

Model yearDry (UVW)GVWRCargo (CCC)Dry pinSleepsTire size
202515,29018,7003,4103,3704215/75R17.5'H'
202615,41518,7003,3503,3704215/75R17.5'H'
202715,62518,7003,0753,3704ST215/75R17.5'H'

Every row is that model year’s own record from Jayco’s model page for that year. The figures in the tow-critical placard at the top of this page are the 2026 record from the source this catalogue originally profiled. The two sources disagree on 1 published field for the 2026 record: exterior length (43' 1" here against 43' 2" on Jayco’s 2026 model page). Both figures are published, neither is adjusted, and no attempt is made to decide which is right. Exterior height is not compared: Jayco publishes a bare height, a with-A/C height and a with-2nd-A/C height, and the single height row carried here cannot be matched to one of them, so no claim is made either way.

02 Full specifications

Dimensions

Exterior length
43' 1"
Exterior width
8' 6" (102″ wide-body)
Exterior height
13' 4"
Chassis
102″ wide-body · 12″ I-beam, monster-beam drop frame

Weights

Dry / unit base weight (UVW)
15,415 lbs
GVWR (max loaded)
18,700 lbs
Net cargo / payload (CCC)
3,350 lbs*
Dry pin (hitch) weight
3,370 lbs

Capacities

Fresh water
75 gal
Grey water
87 gal
Black water
50 gal
Refrigerator
21 cu ft

Construction

Chassis
102″ wide-body · 12″ I-beam with 8/10″ monster-beam steel drop frame
Suspension
MORryde LRE-4000 rubberized · wet-bolt fasteners, bronze bushings, 4K leaf springs
Walls
Stronghold VBL aluminum-framed, vacuum-bond laminated gel-coated fiberglass
Roof
Magnum Truss XL6 with Alpha membrane (limited lifetime warranty) · walkable
Underbelly
Climate Shield zero-degree · fully enclosed & heated (ducted) · double-layer batt insulation

Running gear

Axles
2 (Dexter with ABS & Tow Assist)
Hitch
Fifth-wheel (in-bed) · 3,000-lb 4-way pin box · MORryde rubber pin box
Brakes
Nev-R-Adjust self-adjusting · E-Z Lube hubs
Tires
17.5″ 16-ply H-rated · SpartanLync TPMS · under-mounted spare

Galley & bath

Range
GE Profile 24″ residential gas range
Refrigerator
GE 21 cu ft 12V residential
A/C
2 units · 15K BTU “Whisper Quiet” A/C
Water heater
On-demand tankless

Sleeping & layout

Sleeps
4
Slides
3
Entries
1
Awnings
2
Primary bed
King

Drawn to scale

Weight budget

Loaded weight budget for the 38SSWSHorizontal bar. Dry weight 15,415 pounds, then cargo capacity 3,350 pounds, against a GVWR of 18,700 pounds. Dry pin weight 3,370 pounds on the same scale. The published dry weight plus cargo capacity comes to 18,765 pounds, which does not equal the published GVWR.GVWR 18,700 lbsDry 15,415 lbsCargo capacity 3,350 lbsDry pin weight 3,370 lbs — same scale

Size, with end view

Scale outline of the 38SSWSScale outline of the 38SSWS. Overall length 43' 1", overall height 13' 4", overall width 8' 6". 2 axles as published.end view8' 6"43' 1" overall length13' 4"

Holding tanks

Holding tank capacities for the 38SSWSHolding tank capacities: fresh 75 gallons, grey 87 gallons, black 50 gallons.Fresh75 galGrey87 galBlack50 gal
Source conflict, shown not resolved. Published dry weight plus cargo capacity is 18,765 lbs; the published GVWR is 18,700 lbs. The bar is drawn to the larger so the gap shows. Treat the GVWR as the ceiling. All such plans: published figures that disagree.

Axles, wheels and nose shape are schematic; not a floorplan. Data: dataset.

Towing it

Tow rating needed18,700 lb
Published dry pin weight3,370 lb
Loaded pin weight, rule of thumb3,370–4,675 lb
In-bed fifth-wheel hitch rating needed18,700 lb towed / 4,675 lb pin
Payload check. Budget loaded, not dry: subtract the loaded range, every passenger and the bed and cab load from the payload on your tow vehicle’s door-pillar placard (49 CFR 571.110 S4.3).

Loaded range: 15–25% of GVWR on the pin, a rule of thumb, not a measurement of this unit. No truck ratings or hitch classes (why; NHTSA, DOT HS 809 433). The range starts at the published dry figure, because loaded is never lighter than dry.

03 The Pinnacle floorplan family

Pinnacle is Jayco's flagship luxury full-profile fifth wheel — a cross-shop against Grand Design's Solitude, Keystone's Montana High Country, Alliance's Paradigm and Brinkley. The 2026 line runs to six floorplans, all profiled in full and linked below. The 38SSWS on this page is highlighted.

FloorplanNominalSleepsNotable
32RLTS36 ft4Rear living, kitchen island, walk-in shower
36FBTS40 ft4Front bath, rear living, fireplace
38KPTS41 ft4Rear living, kitchen island
38SSWS43 ft4Rear living, kitchen island, walk-in shower
38FBRK43 ft4Front bath, bath-and-a-half, rear kitchen
39FLOK44 ft6Front living, outdoor kitchen, five slides

Pinnacle is Jayco's flagship luxury full-profile fifth wheel. The 2026 line runs to six floorplans, all profiled here in full. Every Pinnacle rides a 102-inch wide-body chassis built on a 12-inch steel I-beam with an 8/10-inch monster-beam drop frame, on Dexter axles with ABS, 17.5-inch 16-ply H-rated tires with SpartanLync TPMS, a MORryde LRE-4000 rubberized suspension and a MORryde rubber pin box, with six-point hydraulic auto-leveling, Stronghold VBL laminated fiberglass walls, a Magnum Truss XL6 roof, Climate Shield zero-degree insulation and an enclosed heated underbelly. The residential package is standard: a GE 21-cubic-foot 12-volt refrigerator, a GE Profile 24-inch range and 30-inch convection microwave, solid-surface counters, two 15,000-BTU Whisper Quiet air conditioners, a 40,000-BTU furnace, an on-demand tankless water heater, the Overlander II solar package and JAYCOMMAND smart controls. Dry weight, GVWR, CCC and pin are the factory figures; dry weight plus CCC equals GVWR exactly on every plan except the 38SSWS. Real loaded pin weights run higher — always weigh the loaded coach and confirm against your truck's payload and rear-axle ratings.

04 Notes on this floorplan

Spacious walk-in shower

A rear-living plan built around a large walk-in shower, with a walk-around island kitchen and a front king suite.

Longer rear-living coach

At 43 feet it is one of the longest rear-living Pinnacles — more room throughout at a heavier 3,370-pound pin.

Cargo figure flagged

Jayco’s published 3,350-pound CCC does not reconcile with GVWR minus dry weight (3,285 pounds) by 65 pounds; the GVWR and dry weight are shown as published and the CCC is flagged.

Wants a one-ton truck

At an 18,700-pound GVWR and a 3,370-pound pin, confirm a properly rated one-ton truck’s payload and rear-axle rating.

05 How it compares

↔ Cross-shop
Keystone Montana 3855BR

Keystone’s luxury Montana — a full-profile fifth wheel in the same length and tier.

↔ Cross-shop
Alliance Paradigm 382RK

The independent maker’s rear-kitchen luxury coach — a comparable long full-profile cross-shop.

← Lighter
Pinnacle 38KPTS

The 38KPTS — the same rear-living format, shorter and lighter with a cleaner cargo figure.

06 Loading it for a trip

A full 75-gallon fresh tank is about 626 lb of water (water counts as cargo: 49 CFR 571.120 S10.4.2), 19% of the 38SSWS’s 3,350 lb cargo capacity, leaving 2,724 lb (681 lb per rated berth). Across 11 Pinnacle floorplans the water share runs 19% to 26%, and this plan’s is the lowest. Nearest on that share: Pinnacle 36FBTS at 19%. Your own unit’s figure is on the label inside its entry door (49 CFR 571.120 S10.4.3).

07 Where this floorplan sits

Closest sibling: the Pinnacle 38KPTS, nearest on the published figures. It differs on 5 of the 9 fields both publish (this plan first): length 43 ft 1 in vs 41 ft 0 in; dry weight 15,415 lb vs 14,535 lb; GVWR 18,700 lb vs 17,700 lb; cargo capacity 3,350 lb vs 3,165 lb; dry hitch weight 3,370 lb vs 2,870 lb. They match on sleeps, fresh tank, grey tank and black tank.

Pinnacle plansThis planPosition, low to highRange
GVWR (lb)18,70010 of 1116,600–18,800
Dry weight (lb)15,4158 of 1113,645–15,870
Cargo capacity (lb)3,35011 of 112,720–3,350
Dry hitch weight (lb)3,37010 of 112,540–4,225
Length43 ft 1 in5 of 840 ft 0 in–44 ft 6 in
Fresh tank (gal)751–10 of 1175–85
Grey tank (gal)873–10 of 1082–87
Black tank (gal)502–7 of 1137–87
Sleeps41–7 of 114–8

Either side of it by GVWR: Pinnacle 38FLGS is 200 lb lighter (18,500 lb GVWR); Pinnacle 39FLOK is 100 lb heavier (18,800 lb GVWR).

Nearest Pinnacle siblingsLengthSleepsDry (lb)GVWR (lb)CCC (lb)Hitch (lb)Fresh (gal)
Pinnacle 38SSWS43 ft 1 in415,41518,7003,3503,37075
Pinnacle 38KPTS41 ft 0 in414,53517,7003,1652,87075
Pinnacle 36SSWS40 ft 0 in414,73517,6502,9152,91575
Pinnacle 36KPTS41 ft 1 in414,27017,3503,0802,78075
Pinnacle 32RLTS—413,64516,6002,9552,70575
Pinnacle 37MDQS41 ft 8 in815,31518,4003,0853,10075

All 11 Pinnacle floorplans: Pinnacle line hub.

Other lines, nearest by GVWRGVWR (lb)Dry (lb)SleepsLength
38SSWS18,70015,415443 ft 1 in
North Point 395DSDB18,80015,925844 ft 9 in
Puma Grand Mesa 394RKL18,57515,114—42 ft 7 in
Bighorn 40DB18,85016,110843 ft 10 in
Riverstone 39RKFB18,97516,511442 ft 1 in
Seismic 351218,99514,285741 ft 7 in
Influence 3804DS19,00014,603642 ft 6 in

Against the 38SSWS: the North Point 395DSDB is 100 lb heavier and 2 ft longer and sleeps 4 more; the Puma Grand Mesa 394RKL is 125 lb lighter; the Bighorn 40DB is 150 lb heavier and sleeps 4 more.

08 Common questions about the 38SSWS

How much does the 38SSWS weigh?

15,415 lb dry; 18,700 lb GVWR, the most it may weigh loaded.

How much can the 38SSWS carry?

3,350 lb, 18% of its GVWR (median across 307 fifth wheels here: 19%). A full fresh tank uses 626 lb of it.

What is the pin weight of the 38SSWS?

3,370 lb dry, 22% of the dry weight (median across 386 fifth wheels here: 19%).

What size tow vehicle does the 38SSWS need?

A tow rating of at least 18,700 lb, plus payload for the loaded pin weight, passengers and cargo.

How many people does the 38SSWS sleep?

It is rated to sleep 4. 4 of the 11 Pinnacle floorplans that publish a count sleep more.

What are the tank capacities on the 38SSWS?

Fresh 75, grey 87, black 50 gallons. Off hookups, fresh water runs out first.

How long is the 38SSWS?

43' 1" overall, tongue or pin box included.

From the figures above.

09 What this page publishes, and what it does not

17 of the 18 fields this catalogue tracks are published for the 38SSWS. Not published: interior height, tire size (a description is published, a size is not).

Values marked with an asterisk are arithmetic on published figures or come from a single source; the flag travels into the downloadable spec sheet.

Sourcing rules: methodology.

11 NHTSA safety record

NHTSA holds 18 recall campaigns and 31 owner complaints against the Pinnacle line. They are counted separately: a recall is a confirmed defect with a remedy, a complaint one owner’s unverified account.

What to look at on a used one. Across the 31 complaints filed on this line the most-reported components are suspension (48%), structure (23%) and wheels (10%).

Recall coverage here is not complete, and complaints are owners’ unverified reports (how this record is built). Check a specific VIN at NHTSA before you buy. Full tables are on the Pinnacle line page.